CommunityAmerica Credit Union
CommunityAmerica Hybrid Home Equity - When life happens, your home's equity is there for you.


CommunityAmerica Credit Union
We’ve combined the flexibility of a home equity line of credit (HELOC) with the control of a home equity loan for making necessary home improvements, upgrading the backyard, consolidating interest rate debt or planning a wedding
Featured Offer
Hybrid Home Equity
Intro rate as low as 2.74% APR the first year
As low as 3.99% APR variable thereafter
Business Information
How does a Home Equity work?
Here's the scoop: You get a master line of credit, which has a variable rate and you can draw on your master line anytime. When you draw on your line, then you can lock in a fixed rate on any portion of the balance to give you a set, easy-to-manage monthly payment.
- Borrow up to 100% of the value of your home
- Payment terms up to 180 months on the fixed portion of your balance
- No annual fee
TURN YOUR WISH LIST INTO A CHECKLIST
- Luxury countertops
- High-end appliances
- Gorgeous cabinets
- Fresh pain
- New floors
- Everything else
Bring your plans to life by using the equity you've already built in your home. Take advantage of our special rate for a Hybrid Home Equity line of credit and make this fall the season of updates.
Community America: Powering the Rise
As your friendly neighborhood credit union, we have a suite of products and services you’ll love, like Chiefs Checking with cash back, a High Interest Savings account that helps your money grow, and some of the lowest auto loan rates in town. At CommunityAmerica, we know that when we rise together, we rise higher. From supporting our community to helping you achieve financial peace of mind, we are powering the rise of Kansas City.
![]() |
PhonePhone: 913.905.7001 |
| |
![]() |
Onlinewww.CommunityAmerica.com Visit Website ›Special Offer › |
| |
![]() |
LocationOver 30 Locations in the KC METRO |